K2 GROUP, LLC is a marketing company whose affiliated companies and their independent agents solicit and transact life insurance and other financial products and services in jurisdictions where those entities or individuals are appropriately licensed.
All data and information provided on this site is for informational purposes only. K2 GROUP, LLC and its affiliated companies make no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.
The material on this website is is not intended to, nor should it be, construed as an offer or solicitation for the purchase or sale of any specific insurance products, annuities, financial services, or other non-specified items.
The K2 GROUP, LLC Personal Financial Checkup (“PFC”) is provided as a complimentary, no-obligation service by independent agents of Syncis Insurance Solutions, LLC (“Independent agents”). The PFC is not a complete financial plan and should only be used as a general guide in deciding how to attain financial goals. Unless appropriately licensed, Independent agents are not financial planners, investment advisors, financial consultants or other specialists who provide financial advice and whose compensation may be unrelated to sales. Independent agents are compensated through commissions or referral fees on the sale of financial products offered by the financial product companies they represent.
Neither K2 GROUP, LLC nor its affiliated companies are insurance brokers. K2 GROUP, LLC and its affiliate companies make no guarantees that products solicited by affiliated independent agents reflect the lowest cost product available to the client.
Neither K2 GROUP, LLC nor its affiliated companies authorize its agents, employees or representatives to give legal, tax or accounting advice. Please consult the appropriate professional for legal, tax, or accounting advice.
The information contained herein is our understanding of current laws as they relate to life insurance and annuity products. This information does not constitute tax advice. Please consult with your tax professional for specific information about your tax situation.

The Career Opportunity and Compensation
K2 GROUP, LLC offers a career opportunity to Associates that involves the sale of life insurance and other financial services products. Associates are independent contractors, not employees, and must pay for their own business expenses.
Associate earnings are based on the sale of products offered through one of several life insurance companies or financial product providers. Associates must obtain state insurance license(s) and errors & omissions insurance and be appointed to represent an insurance company or financial product provider before they are eligible to sell financial products or receive any income.
Some Associates may receive achievements or recognition of certain milestones based on meeting various criteria over specific time frames. Please note that these achievements, milestones, or level of success are not typical.
New representatives must complete an Associate application and pay a one-time enrollment fee of $125, which enables access to business management tools on our intranet website. The cost for insurance pre-license training varies by provider and state, but is generally about $40. The fees for a state insurance license varies by state and is generally between $80 and $200. The annual cost to maintain errors & omissions insurance is approximately $450 to $550.

Terms and Conditions of Use
By accessing this Site and its various pages, you agree to be bound by these terms and conditions. If you do not agree to these terms and conditions below, do not access this site or any of its pages. Your use of this Site will be deemed to mean that you accept these terms and conditions.
This Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product that may be mentioned in the Site.
K2 GROUP, LLC reserves the right to add, modify or delete information on this site at any time.
All content included or available in connection with the Sites, including any and all materials, information, text, data, contents, names, trade names, trademarks, trade dress, service marks, layout, logos, designs, images, graphics, illustrations, artwork, icons, photographs, displays, sound, music, video, animation, organization, assembly, arrangement, interfaces, databases, technology, and all intellectual property of any kind whatsoever (collectively, the “Content”) and the selection and arrangement thereof is owned exclusively by K2 GROUP, LLC or the licensors or suppliers of K2 GROUP, LLC and is protected by U.S. and international copyright and other intellectual property laws. All rights are hereby reserved. Without limiting the foregoing, no Content on the Sites may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of K2 GROUP, LLC or the appropriate licensor or supplier.
K2 GROUP, LLC is a registered trademark or service mark of K2 GROUP, LLC. and is used in the United States. K2 GROUP, LLC and its’ affiliates also claim rights in certain other trademarks and service marks contained in these web pages. All non- K2 GROUP, LLC product and service marks contained on or associated with the Sites are the trademarks of their respective owners. References to any names, marks, products, or services of third parties or hypertext links to third party sites or information do not necessarily constitute or imply K2 GROUP, LLC endorsement, sponsorship or recommendation of the third party, information, product, or service.
You may not use, frame or utilize framing techniques to enclose any K2 GROUP, LLC trademark, logo or other proprietary information, including the images found at this Site or the content of any text or the layout/design of any page or form contained on a page. You are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright or proprietary right of SYNCIS or any third party.
DISCLAIMER OF REPRESENTATIONS AND WARRANTIES AND LIMITATION OF LIABILITY
THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”. K2 GROUP, LLC DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, NOT EXPRESSLY SET OUT IN THESE TERMS, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN ADDITION, SYNCIS MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE REGARDING THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, OR AVAILABILITY OF THE SERVICES OR ANY SERVICES OR GOODS REQUESTED THROUGH THE USE OF THE SERVICES, OR THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
K2 GROUP, LLC DOES NOT CONTROL, ENDORSE OR TAKE RESPONSIBILITY FOR ANY USER CONTENT OR THIRD-PARTY CONTENT AVAILABLE ON OR LINKED TO BY THE SERVICES. K2 GROUP, LLC CANNOT AND DOES NOT REPRESENT OR WARRANT THAT THE SERVICES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
K2 GROUP, LLC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, LOST DATA, PERSONAL INJURY, OR PROPERTY DAMAGE RELATED TO, IN CONNECTION WITH, OR OTHERWISE RESULTING FROM ANY USE OF THE SERVICES, REGARDLESS OF THE NEGLIGENCE (EITHER ACTIVE, AFFIRMATIVE, SOLE, OR CONCURRENT) OF K2 GROUP, LLC EVEN IF SYNCIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
K2 GROUP, LLC SHALL NOT BE LIABLE FOR ANY DAMAGES, LIABILITY OR LOSSES ARISING OUT OF: (1) YOUR USE OF OR RELIANCE ON THE SERVICES OR YOUR INABILITY TO ACCESS OR USE THE SERVICES; OR (2) ANY TRANSACTION OR RELATIONSHIP BETWEEN YOU AND ANY OTHER USER OF SERVICES, EVEN IF SYNCIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE LIMITATIONS AND DISCLAIMERS IN THIS SECTION DO NOT PURPORT TO LIMIT LIABILITY OR ALTER YOUR RIGHTS AS A CONSUMER THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. THIS PROVISION SHALL HAVE NO EFFECT ON THE CHOICE OF LAW PROVISION SET FORTH BELOW.
Translation Disclaimer
The website has been translated for your convenience. Reasonable efforts have been made to provide an accurate translation, however, no translation is perfect. Translations are provided as a service to users of this website are provided “as is.” No warranty of any kind, either expressed or implied, is made as to the accuracy, correctness, or reliability of any translations made from English into any other language.
The official text is the English version of the website. Any discrepancies or differences created in the translation are not binding and have no legal effect. If any questions arise related to the accuracy of the information contained in the translated website, please refer to the English version of the website which is the official version.
ADDITIONAL TERMS/ALTERNATE TERMS
Certain sections or pages on this site and sites to which you may link from this Site may contain separate terms and conditions that are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.